Hall Release Card Settlement
Hall v. Rapid Investments, LLC and Axiom Bank, N.A.
United States District Court for the Western District of Washington at Tacoma
Case No. 3:25-cv-05039-BHS | The Honorable Benjamin H. Settle
Claims must be received no later than January 31, 2027.
Important Updates
The Federal District Court issued its final approval of the settlement agreement on October 19, 2026. The Court also extended the claims deadline to January 31, 2027. We expect the settlement to fund in early December, with checks mailed to claimants in December and January.
Summary of the Settlement
Did you receive a prepaid debit card ("release card") when you were released from a jail, correctional facility, detention center, or other law enforcement facility between January 16, 2024 and June 30, 2026? If so, you may be entitled to a payment from a $4,200,000 class action settlement.
Settlement Fund: $4,200,000 (non-reversionary — no portion returns to Defendants)
Estimated payment: Each Class Member who submits a valid claim is entitled to a minimum of $15.00 plus three times the fees incurred on their release card(s)
Status: Final approval granted by the Court on October 19, 2026
Claims deadline: January 31, 2027 (extended by the Court)
Expected payment timing: Checks mailed to claimants in December 2026 and January 2027
On July 2, 2026, the Court preliminarily approved the Settlement, certified a Nationwide Class and a Washington Subclass for settlement purposes, approved the form of class notice, and appointed Kroll Settlement Administration LLC as the Settlement Administrator. Following a Fairness Hearing on October 19, 2026, the Court granted final approval of the Settlement and extended the deadline for Class Members to submit claims to January 31, 2027.
Schedule of Deadlines and Events
| Date | Event |
|---|---|
| September 8, 2026 | Class Counsel filed the motion for attorney’s fees, costs, and a case contribution award. (Completed — available in the Documents section below.) |
| October 2, 2026 | Deadline to opt out (exclude yourself) from the Settlement. (Passed.) |
| October 2, 2026 | Deadline to submit written comments on, or objections to, the Settlement. (Passed.) |
| October 2, 2026 | Deadline to file and serve a written notice of intent to appear at the Fairness Hearing. (Passed.) |
| October 12, 2026 | Class Counsel filed the motion for final approval of the Settlement. (Completed — available in the Documents section below.) |
| October 19, 2026 | Fairness Hearing held before the Honorable Benjamin H. Settle. The Court granted final approval of the Settlement and extended the claims deadline. (Completed.) |
| Early December 2026 (expected) | Settlement fund expected to be funded. |
| December 2026 – January 2027 (expected) | Checks expected to be mailed to claimants. |
| January 31, 2027 | Deadline for claims to be received by the Settlement Administrator (extended by the Court). |
Expected dates are estimates and may change. Please check this website for updates.
About the Lawsuit
When individuals are taken into custody, their personal funds are temporarily confiscated, and upon release they have a legal right to have those funds returned. This lawsuit, filed on January 16, 2025 by Plaintiff Ashley Hall, challenges the practice of Defendants Rapid Investments, LLC (d/b/a Rapid Financial Solutions, d/b/a Release Pay) and Axiom Bank, N.A. of returning those funds through prepaid debit cards (“release cards”) that carry fees, rather than by cash or check. The lawsuit alleges that issuing these unsolicited cards, and charging service and inactivity fees against the funds on them, violates the federal Electronic Fund Transfer Act (“EFTA”) and Washington law, including the Washington Consumer Protection Act.
Defendants deny all allegations of wrongdoing and liability. The Court did not decide who is right. Instead, the Parties agreed to a settlement, reached after arm’s-length negotiations with the assistance of an experienced mediator, to avoid the cost, delay, and uncertainty of continued litigation. The Court granted final approval of the Settlement on October 19, 2026.
The Court has appointed Ashley Hall as Class Representative and Sirianni Youtz Spoonemore Hamburger PLLC of Seattle, Washington as Class Counsel.
Who Is Included: The Class Definitions
On July 2, 2026, the Court certified the following two classes for settlement purposes:
Nationwide Class
Washington Subclass
What the Settlement Provides
$4,200,000 Non-Reversionary Settlement Fund
The Settlement creates a $4,200,000 fund to pay valid claims, the costs of notice and administration, Court-approved attorney’s fees and costs, and a case contribution award to the Plaintiff. No portion of the fund will revert to Defendants.
Payments to Class Members
Each Class Member who submits a valid claim is entitled to a minimum award of $15.00 plus three times the fees incurred on the release card(s) they received, with inactivity fees calculated as if Defendants’ February 3, 2026 reloading of fees had not occurred. If the remaining funds are insufficient to pay all valid claims in full, claims will be paid on a pro rata basis. Class Counsel anticipates—but does not guarantee—that sufficient funds will be available to pay all claims in full. The Settlement is expected to fund in early December 2026, with checks mailed to claimants in December 2026 and January 2027.
Changes to Defendants’ Practices
As part of the Settlement, Defendants have agreed that, going forward: (a) no inactivity fee will be charged until 365 days of inactivity have elapsed; (b) recurring maintenance fees will be eliminated and replaced with a single one-time issuance fee; and (c) Defendants will provide clear notice of alternative payment options in the cardholder agreement provided at the time of card issuance.
Cy Pres Recipients
Any funds remaining after payment of all claims will be distributed in equal shares to Court-approved cy pres recipients, including the Human Rights Defense Center and Public Justice.
Attorney’s Fees, Costs, and Case Contribution Award
Under the Settlement, Class Counsel could apply for attorney’s fees not to exceed 30% of the Settlement Fund, plus reimbursement of litigation costs, and for a case contribution award of $15,000 to Plaintiff Ashley Hall in recognition of her service to the Class, all to be paid from the fund and subject to Court approval. Class Counsel filed that motion on September 8, 2026; it is available in the Documents section below.
Release of Claims
Class Members who did not opt out have released Rapid and Axiom from all claims relating to release cards and release-card fees that were or could have been brought in this lawsuit.
Your Rights and Options
1. File a Claim — deadline January 31, 2027
You must submit a claim to receive money from the Settlement.
Make a Claim »You may also make a claim by email to releasecard@sylaw.com (include your name, address, and the state and facility where you received the card); by mail to Hall Release Card Settlement, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391; or by calling 1-833-930-0165. Claims must be received no later than January 31, 2027.
2. If You Do Not File a Claim
If you do not submit a claim by January 31, 2027, you will receive no money from the Settlement. Unless you opted out, your claims against Defendants relating to release cards and release-card fees have been released.
Deadlines That Have Passed
The deadlines to opt out of (exclude yourself from) the Settlement, to comment on or object to the Settlement, and to give notice of intent to appear at the Fairness Hearing were October 2, 2026. Those deadlines have passed. The Fairness Hearing was held on October 19, 2026, and the Court granted final approval of the Settlement.
Documents
Key pleadings, orders, and settlement documents are available below. The Court’s final approval order will be posted when available.
- Settlement Agreement Agreement to Settle Claims (Dkt. 28-1, filed July 1, 2026)
- Class Notice (Long Form) Court-approved long-form notice, as distributed to Class Members
- Class Notice (Short Form / Postcard) Court-approved short-form mailed notice, as distributed to Class Members
- Order Preliminarily Approving Settlement Agreement Order preliminarily approving the Settlement, approving class notice, appointing the Settlement Administrator, and setting the Fairness Hearing (Dkt. 32, July 2, 2026)
- Order Granting Settlement Class Certification Order certifying the Nationwide Class and Washington Subclass for settlement purposes (Dkt. 31, July 2, 2026)
- Class Action Complaint Complaint filed January 16, 2025 (Dkt. 1)
- Motion for Attorney’s Fees, Costs, and Case Contribution Award, with Supporting Declaration Filed September 8, 2026
- Motion for Final Approval Filed October 12, 2026
- Declaration of Reed in Support of Final Approval Filed October 12, 2026
- Supplemental Declaration of Richard E. Spoonemore in Support of Final Approval Filed October 12, 2026
- [Proposed] Order Granting Final Approval Filed October 12, 2026
- Paper Claim Form Paper Claim Form